Make a Payment Rates About Careers Contact Locations Congrats, you’re taking your education – maybe even your career or income – to the next level! If you’re short on cash for school or you want to make existing student debt more affordable, we've got you. Talk with us about a private student loan and we’ll go over your goals – from living the dorm life to going back later for your online degree to refinancing your loans. We can help set a plan that has you minoring in Saveology. We’ve partnered with Student Choice to provide you with student loans that can help make it happen. Let's do it, together. When financial aid can’t cover all your expenses, an affordable, private student loan can fill the gap! Apply once for all four years and wait to make payments until you’re out of school. Plus, pay zero fees and no penalties if you pay your balance off early! Summit can set you up with a quick preapproval and payment plan that works for you. Want to lower your monthly payment? Refinance your student loans – or consolidate multiple loans – with Summit and you could save a little money on every payment. And a lot of money on your entire loan! See how much you could save! Compare student loans with our . Have questions about the application or any of these steps? Summit’s student loan experts are here to help.  today. To apply for a loan, you need to be:
  • A U.S. citizen or permanent resident
  • 18 or older
  • Enrolled in an eligible school at least half-time
  • Pursuing a degree program
Think you won’t qualify for a loan on your own? Apply with a co-signer who has a good credit rating. This can help you get the loan you need and could help you get it at a better interest rate. That means you’ll have lower loan payments and owe a lower total amount. When it’s time to repay the loan, make your payments on time for at least 24 months in a row, and you might be able to have the co-signer’s name taken off the loan. Our GO Bundle gives students the tools they need for financial success, from accounts with overdraft protection to rewards on credit card purchases and more! Learn How to Make It Happen More Tools & Resources Featured Products Certificates Checking Accounts Home Equity Loans Home Loans Business Banking Certificates Checking Accounts Home Equity Loans Home Loans Business Banking Financial Education Upcoming Events Programs Tools & Calculators On-demand Webinars Podcasts Upcoming Events Programs Tools & Calculators On-demand Webinars Podcasts About Equity in Money™ About Summit Careers News Community Giving Equity in Money™ About Summit Careers News Community Giving Help & Support Contact Us Member Support Center Schedule an Appointment Find a Branch Contact Us Member Support Center Schedule an Appointment Find a Branch Please read the following before proceeding to: The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. NCUA Insurance Estimator Privacy, Security & Accessibility Rates, Fees, Terms & Disclosures Routing Number *  The Wisconsin's #1 Mortgage Lender designation is based on the number of loans in 2022, gathered from the Home Mortgage Disclosure Act data compiled annually by the Consumer Financial Protection Bureau. The results of the data were obtained through the LEI: 254900NTAC4H10MGSU23 **  SBA Lender of the Year Award for Credit Unions as awarded by the Small Business Administration of Wisconsin in 2023. Copyright 2024 © Summit Credit Union. All rights reserved. If you are using a screen reader and are having problems using this website, please call 608-243-5000 for assistance. Insured by NCUA