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Owning real estate can help you make money and build wealth even when you're sleeping (talk about resting easy). We have an investment property loan for that, or for managing a larger operation.
Your Investment Property is Money in the Door
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And if you want to go over other ways to make your money work for you, we can cover it all.
Buy a consumer investment property that holds 1-4 families
Get any other property or land you're aiming to earn a return on
Getting the most out of your investment begins with having a loan partner that'll give you more. With Summit, you get:
Affordable rates
Access to larger loan amounts
Local servicing for the life of the loan
Your Investment Loan Options Include:
Fixed-rate mortgages with terms from 10 to 30 years
Adjustable-rate mortgages (ARM) with initial rate locks from 3 to 5 years
Important Considerations
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As with any other mortgage loan, what you can borrow depends on your credit, income, assets and liability – the income you may generate with the property won't factor into the loan
Larger properties, like multi-unit apartment buildings, will likely require a higher down payment
Your income will depend on the type of property you're getting and any related expenses (e.g., maintenance costs on a rental unit could slow the return on investment)
If you're looking for a loan on a consumer investment property, our Mortgage Loan Officers can help you find your best option. For other investment loan needs, connect with a Business Development Officer to learn more.
Learn How to Make It Happen
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